How does your morning routine look like? What do you do first when you get to the office? After spending an hour or more in traffic, when you get to work you just want to serve a cup of coffee, socialize a bit with colleagues, before sitting on your desk to check email, social media, to sort of “ease into work mode”, a process that…
Read MoreWhether it is ignorance or carelessness, most of us commit cardinal credit card sins once in a while. Today, I highlight 4 of them that should be avoided at all costs. In fact, if you are in the habit of doing any of the following things, I’d recommend you get rid of your credit card, because the mistakes make your credit card too expensive, and…
Read MoreInteresting reads from around the interwebs: Bidding to host Olympics is a terrible dream for Kenya – Waga Odongo looks at why Kenya shouldn’t look at hosting the Olypmics as the ultimate dream, following the Prime Minister’s promise that Kenya would bid to host the 2024 Olympics. While on the surface it may seem that hosting such an event is good for the country’s economy, Waga…
Read MoreWhen someone says they subscribe to healthy living, expensive organic foods, funny tasting drinks and custom made gym wrist bands come to mind. We have over time come to associate a healthy lifestyle with money and bourgeois living, while in most cases, healthy living can actually save you money! Today we look at 5 simple fixes you can make in your life to end up…
Read MoreEveryone wants to own a home some day, and here in Kenya, we seem to have a particular attachment to land and buildings, even when it doesn’t make economic sense to own either. To make matters worse, we have experienced a house market boom that has seen real estate prices quadruple or even more in less than 5 years, making housing a great investment (or…
Read MoreThis is a continuing series how to use fundamental analysis to pick stocks to invest in. The aim of this blog is not only give information, but to educate, that way we are able to make independent saving and investment decisions. If you are reading this for the first time, read the introduction to fundamental analysis here and the second post on qualitative analysis here. Today, we’re…
Read MoreEvery one agrees regular expense tracking is a key component to staying on top of your finances. In this post, I recommended expense tracking as a starting point to creating a budget, because a budget should be based on what you actually spend money on, not what you think you spend on, or what you believe you should be spending on. With time, I’ve come to realize…
Read MoreYesterday’s 100 metre men’s finals was the highlight of The Olympics, as Usain Bolt breathtakingly broke the Olympics record, finishing the race in 9.63 seconds, again affirming his position as the fastest man alive. The most amazing thing was that he seemed to do it effortlessly. In fact, some people felt he could have done better time had he put in more effort, but that’s…
Read MoreThe key to success in life is deliberate purposeful living. This consists of four things: Defining what success means to you; knowing what you need to do to be successful why you need to do it, and a practical “how to” do it. Most of us think about purpose in January when making new year resolutions, or when we are creating our life plans, but after…
Read MoreWhen you hear of fitness, what’s the first thing that comes to your mind? Gym membership? Expensive gear? Today more than ever, it’s important to be proactive about fitness, whether you appear to need it or not. Research has shown that our jobs are killing us slowly. The study, published in the Archives of Internal Medicine, found adults who sat for more than 11 hours a…
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