“An Investment operation is one which, upon thorough analysis promises safety return of principal (amount invested), and an adequate return. Operations not meeting these requirements are speculative” – Benjamin Graham. The Intelligent Investor An investor’s focus should be learning and implementing strategies that ensure security of the capital, and an adequate return. Anything that is not focused on these two objectives is considered speculation…
Most of us tend to overspend on furniture, and in most cases end up regretting because it doesn’t last as long as it should. We’ve all heard (or experienced) horror stories where someone buys a fantastic looking table/bed/sofa, and within a year, they have to replace it because it’s broken or no longer works. As Team Frugality, we want to spend as little as is…
About beating the market… Most books will claim that they can teach you how to beat the stock market, i.e how to invest in such a way that you will earn better returns than the general market. No one can teach you how to beat your market, and beating the market shouldn’t be your goal. Focus on maximizing the chances of achieving sustainable gains. About…
Quick: If I gave you Kshs 200,000 today, what would you do with it? Every so often, or at least once in a lifetime, we receive money we didn’t expect. It may be from a lottery winning (very rarely), your employer could feel generous and decide to reward you, or you could close a business deal and get more profits than anticipated. Windfalls may be…
A series on creating extra income streams cannot be complete without a post about my favourite side hustle; farming. I don’t really need to make a case for farming on here, I believe it’s quite obvious. Food doesn’t go out of fashion, everyone eats from the rich to the poor, and as a country, we are a net importer of food.
