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Parental Support Part 3: Living Expenses

As we come to the end of the year and the #52WeekChallenge 2019 edition, this series of posts is supposed to trigger us to reflect a bit more deeply than usual as we make our 2020 money goals. In this  Parental Support series of posts, we are discussing how to handle the fact that many working-age children are expected to support their parents financially, in one way…

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How To Manage Your Severance Package Wisely

How are your 2019 money goals so far? We are in Week 46 of the #52WeekChallenge guys, just six weeks to go! It might be too late to start from scratch, but how about you join me in a sprint to the end of the year? Insulate your December pay from enjoyment by saving up starting today. Read more here.  As I wrote in this…

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8 Money Lessons I Have Learnt Picking A School For My Child

How are your 2019 money goals so far? We are in Week 28 of the #52WeekChallenge take time to save some money this week.If you are yet to join, here is how to start the #52WeekChallenge today! It is common knowledge that raising a child is hard. I knew this when I became a mother seven years ago. What I did not know, is how crippling…

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How To Use Fuliza M-Pesa To Your Advantage

In an ideal world, we would not need to borrow money, and it would be quite easy to live debt-free. I see this from personal finance bloggers in the developed countries that I follow. They do not make much money but because they live in relatively predictable societies where, your healthcare is funded (or at least the cost of funding it is fairly predictable), kids…

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How I Messed Up My #52WeekChallenge In 2018

Unless you just started reading this blog today, you know that 2018 is our fourth year on the #52WeekChallenge. The first year was very low-key. I basically uploaded the introduction post and did a few Twitter updates without thinking much of it, only for it to explode in December, when some people reported their results and others vowed to join us. The next year (2017),…

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What is your money personality? Take this quiz and find out.

Ever wondered what your money personality is? This short quiz adapted from Ask The Money Coach by Lynette Khalfani-Cox might give you a rough idea. Like all quizzes it is not scientific, and we tend to have a combination of traits, but it gives a pretty good indication of our thoughts around money. Take a piece of paper and answer the questions below. Try not…

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Beware of holiday season sales! They do not save you money.

The other day, I happened to catch prime time news on one of our leading TV stations, something  I had not done for a while. What surprised me was not the usual bad news (that is expected), but the sheer amount of adverts that were running. News content must have been less than 30%, because every couple of minutes, they would take a break, then…

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Send Your Customer Service Staff Away For Customer Service Week

As I write this, Kenyan companies are celebrating Customer Service Week. I am not yet clued in on the activities of the week, but early this morning, an ISP with whom I constantly fight  because of poor service sent me a cheery text: “Dear Customer. We salute you for your loyalty and valuable feedback. Happy CS Week 2018! Thank you for choosing {insert name here}….

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When Personal Finance Accounting Gets Too Much!

This post is the third of a four-post series about tracking our expenses, courtesy of the #MaishaNiMPesaTu promotion. Read the introduction to the series, where I make a big confession, and the second post sharing my reflections after a week of closely tracking my expenses here.  There is no doubt that tracking your expenses is one of the most important tenets of good personal financial…

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