To get in touch with me please email gatwiri@kelliemurungi.com

Investment Ideas

A friend recently wrote to me to ask me for advice on whether he should buy a house off-plan, with the intention of selling it once the development is complete. With his permission, I publish the advice I gave to him below.  Off-plan house sales (also called pre-sales) are where the developing company sells some units...

Before I went out into business for myself, my goal was to always be credit-free. It is a bragging point for most personal finance bloggers, gurus and wanna be gurus, but being debt free is also a great place to be!  I have however discovered that in business, being debt-free is almost impossible. This is especially...

Today’s post is by Owuor Kuyoh,  an investment analyst at a local investment bank. He loves to use numbers to tell a story but in this instance he decided to add some words to the numbers.  I was about 15 years old, desperately saving to buy a new PlayStation2 when my father told me “Money doesn’t grow on trees! You...

One of my young but brilliant friends sent me this text early on a Saturday morning: “Do you think I should take a mortgage now?” He’s about 24 years, he has done really well career wise, and his pay slip could  support a mortgage if he sacrificed a few luxuries well-to-do 24 year olds typically enjoy. Personal finance...

Most clubs are born of casual conversation in a social settings, where friends, inspired by various things, but mostly the emotion around being rich discuss and agree to pool funds towards an investment goal. It’s however not advisable to start making contributions on the spot, an investment club is a long term...

This is a continuation to a previous post where I answered some of the most common farming questions people ask. I will answer a few I got from the comments on that post. From a reader called B.G. How much is a soil test and do they give you advice on the crops to grow based on the results? I did a soil test some 2 or...

A series on creating extra income streams cannot be complete without a post about my favourite side hustle; farming. I don’t really need to make a case for farming on here, I believe it’s quite obvious. Food doesn’t go out of fashion, everyone eats from the rich to the poor, and as a country, we are a net importer of...