Investing

The Village Banker

May 14, 2012

This is a guest post by Rebecca Wanjiku, a leading tech journalist, blogger and a burgeoning finance person. Read her insightful blog here, and follow her on Twitter. Wanjiku blogs about her conversation with The Village Banker. Enjoy! If you want to guest post on this blog, check out the guidelines here. When you think of a Shylock, [...]

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Should You Save Or Spend Cash Windfall

May 9, 2012
Dollar In The Wind

Quick: If I gave you Kshs 200,000 today, what would you do with it? Every so often, or at least once in a lifetime, we receive money we didn’t expect. It may be from a lottery winning (very rarely), your employer could feel generous and decide to reward you, or you could close a business [...]

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Buy Stocks Like Tomatoes: When In Season!

May 2, 2012

Any investment adviser worth his salt will tell you to include stocks in your investment strategy, but few tell you how to do it. I strongly believe that stocks are great, and should be part of everyone’s long term investment strategy, but I haven’t focused much on them in the past. However, after observing the [...]

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Jargon Friday: How To Calculate Interest On A Loan

April 27, 2012

We are introducing a new section on the blog, Jargon Friday, to appear every Friday (rather obvious isn’ t it?). Jargon Friday aims to simplify some finance and tax terms, and make it easier for a non finance reader to understand our posts, and even more, manage their finances better. In this edition of Jargon [...]

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The 50,000 bob problem: Part 2, pricing our desires

April 24, 2012

In Part 1 of the 50,000 dollar problem, we looked at my techie friend’s dilemma. He’d come across Kshs 50,000, and was looking to make “good” and certain returns in a year, and since I wasn’t offering him any viable solutions, he was going to buy the iPad2 instead. My advice to him was to [...]

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5 Important Things To Consider When Forming An Investment Club

February 29, 2012

Most clubs are born of casual conversation in a social settings, where friends, inspired by various things, but mostly the emotion around being rich discuss and agree to pool funds towards an investment goal. It’s however not advisable to start making contributions on the spot, an investment club is a long term commitment, and it [...]

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Why You Should Join An Investment Club

February 6, 2012

About 5 years ago, investment clubs were all the range in Kenya. Even I was a member of one. Inspired by the Transcentury story, everyone wanted to join in an investment club, and to “become a millionaire”. However, few clubs have been successful, and it seems today fewer young people are part of investment clubs. I [...]

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How To Track Your Expenses

January 11, 2012

In my post; Personal Finance 101, I mentioned expense tracking as the starting point in coming up with a budget. In this post, I will share 3 expense tracking methods that have worked for me. 1. The Notebook This was the first, probably most archaic method I ever used, but it worked! I basically carried [...]

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How to develop a winning pitch

November 15, 2011

I recently had the opportunity to sit on a judges panel for a business plan competition. In my category, we had over 20 business plans to judge, all based on a short executive summary, a 10 minute presentation by the entrepreneur and a 5 minute Question and Answer interaction between the judges and the entrepreneur. [...]

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Before You Pick The Hoes Part 2

August 30, 2011

This is a continuation to a previous post where I answered some of the most common farming questions people ask. I will answer a few I got from the comments on that post.

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