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Origin Of Credit Cards

Ever wondered how the Diners Card got it’s name? Or how the first person thought of the concept of using a card to make a payment? Yesterday I was conversing with a friend about the payments systems, and it got me wondering how cards came to be. The card you, and 2 billion other people across the globe use to make payments today has an…

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Cars And Frugality: What The Experts Say

I have written quite a bit on saving on cars and car expenses before.  The most recent post gave the options you have, should you decide to buy a used car locally. Here we talked about purchasing cars, and whether it makes sense to take a loan to buy a car, and on this post I gave 5 practical tips to save on gas. If…

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Snapshot Of The Safaricom Sustainability Report

On the 5th of September, Safaricom Limited will be launching its first report on sustainability, which I believe is a first by a listed company in Kenya. This morning we attended a press workshop that gave us a preview of what is in the report, and I must say I’m looking forward to this. Doing business in a sustainable manner essentially means meeting the needs of…

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How To Go On Holiday Free Of Charge!

This is absolutely the best time to consider going on holiday! With the credit squeeze in Europe getting worse by the day and its effect on household income, hotels, airlines and car hires at most holiday destinations are jostling to give the best offers to all travelers. While in the past frugal travelers have had to depend on public transport, you can now hire cars…

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Be The Boss Of You First

Entrepreneurship and being the boss of you is the in thing. The blog world is rich with articles on how to start out on your own, and if the increasing number of “Under 30 CEOs” is anything to go by, those articles are a reflection of reality. Employment isn’t very attractive to our generation, which is a good thing.  However, one thing that’s critical for…

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My Favorite Reads 8/29

Interesting reads from around the interwebs. Milo one of my readers shared a fantastic used car checklist from the IFC SME toolkit centre. If this article was remotely interesting to you and you are considering buying a used car, I’d recommend that you download it and use it. Interviews can be a drag for both the interviewer and the interviewee. As an interviewee, you don’t just want…

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5 smart personal financial planning tips for college students

This is a guest post by Alicia, a specialist in financial blogging from Manchester. Apart from blogging, she does research on payday loans. Follow her on twitter  at @financeport. If you want to guest post on this blog, check out the guidelines here. The present breed of youngsters are known for their party oriented and care free lifestyle who are seldom bothered about their future and live…

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A Rookie’s Guide To Buying A Used Car

Assuming you have decided to buy your first car, where would you shop for it? Would it be a used or new car? In a dream world, we would be looking at new Mercedes Benz car deals , and evaluating which extras are worth it and which are not. However, since this blog is about frugality and saving money, we recommend used cars until one is…

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A Book That Will Change Your Mornings (Book Review)

How does your morning routine look like? What do you do first when you get to the office? After spending an hour or more in traffic, when you get to work you just want to serve a cup of coffee, socialize a bit with colleagues, before sitting on your desk to check email, social media, to sort of “ease into work mode”, a process that…

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Credit Card Sins You Should Never Commit

Whether it is  ignorance or carelessness, most of us commit cardinal credit card sins once in a while. Today, I highlight 4 of them that should be avoided at all costs. In fact, if you are in the habit of doing any of the following things, I’d recommend you get rid of your credit card, because the mistakes make your credit card too expensive, and…

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