A Simple Guide To Better Budgeting

by kellie on October 20, 2014

Last week we talked about the most common reasons why budgets fail, and two of the failure points tend to occur at the beginning of the budgeting process; when we create budgets that are not a reflection of our values, or when our budgets are based on our imaginary selves not the real us, they are […]

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Why Most Budgets Fail

by kellie on October 16, 2014

A lot of people get frustrated with budgeting because it never seems to work. Either they fail to reach their earning targets or spend too much. Emergencies check in and break the budget, or sometimes budgeting just seems like too much work with very little benefit. It is easier to just spend money as you […]

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The Rookie Travel Party

October 13, 2014

When I posted about how to travel for cheap, I did not anticipate the response I got on email and private message asking me to share my Bangkok budget and to share how someone on a limited income can travel. To do this effectively, I have decided to take the party offline. I will be […]

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A Personal Finance Seminar Will Not Fix Your Finances

October 9, 2014

Attending a personal finance seminar can be very exciting and enlightening. Most seminars these days have a couple of financially succesful speakers who have done great things with their lives and have a significant amount of wealth. These people are said to have “made it”, and we attend these seminars to hear their secrets to […]

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Redeeming Yourself After A Bad Customer Experience: The Nakumatt Case

October 7, 2014
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A few years back I wrote this post after buying cake from Nakumatt which I discovered to be stale on getting home. Upon returning the cake on the same day, I was  treated with suspicion and I swore to never buy cake there again. I compared Nakumatt with Amazon, which treated me with absolute trust, despite the […]

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My Quest To Eat Better And To Save Money On Food

September 18, 2014

Last month as I reviewed my expenses, I realized that I spend a lot of money on food.  I eat out may be four to five times a month which is not much, but I found that this expense combined with what I was spending in the house was higher than I would wish it […]

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Money Growing Just Like Rabbits

September 2, 2014
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Today’s post is by Owuor Kuyoh,  an investment analyst at a local investment bank. He loves to use numbers to tell a story but in this instance he decided to add some words to the numbers.  I was about 15 years old, desperately saving to buy a new PlayStation2 when my father told me “Money doesn’t […]

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Are You A Producer Or A Marketer

August 25, 2014

As I’ve written before, I have had a couple of tries at farming, and I am at it once more. Each time I return to farming with a new strategy on how to succeed at it, strategies that are borrowed from the business world where I usually am at when I am not at the farm. […]

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How To Keep Upgrading Your Car Loan Free

August 19, 2014
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Today we are talking about cars once more. In previous posts, I have discouraged taking a loan to buy a car because as we all know that a car is not an asset. It loses value as soon as you drive it and keeps losing value after that. However, a car is often a necessity […]

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Should You Prepay That Loan?

August 4, 2014
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This question arises when you  have some extra income that you could use to increase your monthly debt repayments, or when you get  lump sum income and are considering using it all to repay the loans you have. There are many schools of thought about debt; some people believe debt should be avoided totally. They believe […]

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